Terms of Use
1. Acceptance of the Terms of Use
These Terms of Use govern your access to and use of ROMERO.AI, including the website, digital mind experience, content, functionalities, and related services made available through the platform (“ROMERO.AI,” “Platform,” “we,” or “our”).
By accessing or using ROMERO.AI, you agree to these Terms of Use and our Privacy Policy, which forms part of the rules governing use of the Platform.
If you do not agree with these Terms or the Privacy Policy, please do not use ROMERO.AI.
1.1 Age Requirement
ROMERO.AI is intended for users who are legally capable of agreeing to these Terms under applicable law.
Users who are minors may use the Platform only when permitted by applicable law and, where required, with the authorization and supervision of a parent or legal guardian.
2. Nature of the Service
ROMERO.AI is an AI-powered digital experience designed to provide conversational access to professional knowledge, perspectives, and publicly or legitimately incorporated materials associated with Romero Rodrigues' experience as an entrepreneur, investor, executive, and board member.
ROMERO.AI is a digital representation powered by artificial intelligence. It is not Romero Rodrigues personally, and an interaction with ROMERO.AI should not be understood as a direct communication, commitment, approval, recommendation, or decision made by Romero Rodrigues, Headline, XP, or any company or organization with which he is or has been associated.
AI-generated responses may be incomplete, inaccurate, outdated, or inappropriate for a particular situation. Users are responsible for independently evaluating information before relying on it.
3. No Professional, Investment, Legal, Tax, or Financial Advice
Content generated or presented through ROMERO.AI is provided for informational and educational purposes only.
Nothing on the Platform constitutes investment advice, an offer or solicitation to buy or sell securities, a recommendation regarding any investment strategy or transaction, legal advice, tax advice, accounting advice, medical advice, or any other regulated professional service.
ROMERO.AI does not create a fiduciary, advisory, partnership, employment, agency, or client relationship between the user and Romero Rodrigues, Headline, XP, any portfolio company, or any other referenced person or organization.
Users should obtain advice from appropriately qualified professionals before making decisions that depend on their individual circumstances.
4. User Responsibilities
By using ROMERO.AI, you agree to:
✅ Use the Platform lawfully and responsibly.
✅ Provide accurate information when information is requested from you.
✅ Independently evaluate AI-generated responses before relying on them.
✅ Respect intellectual property, confidentiality, privacy, and other rights of third parties.
✅ Avoid submitting confidential, proprietary, sensitive, or third-party information unless you are authorized to disclose it.
✅ Accept responsibility for decisions or actions taken based on your use of the Platform.
5. Account Security and Access
Certain features may require an account or another form of authenticated access.
If an account is provided, you agree to:
✔ Keep credentials secure and confidential.
✔ Promptly report suspected unauthorized access.
✔ Not impersonate another person or provide access credentials to unauthorized users.
ROMERO.AI may restrict, suspend, or terminate access when reasonably necessary to protect the Platform, its users, applicable rights, or legal compliance.
6. AI-Generated Content and Limitations
Artificial intelligence systems generate outputs probabilistically and may produce errors, invented details, incorrect conclusions, or information that does not reflect the current views of Romero Rodrigues or any affiliated organization.
References to companies, investments, transactions, markets, or individuals should not be interpreted as endorsements, current portfolio information, investment recommendations, or statements made on behalf of those parties.
Users should verify material information using appropriate primary or authoritative sources before acting on it.
7. Privacy and Data Protection
Personal data processed through ROMERO.AI is handled in accordance with our Privacy Policy and applicable data-protection law, including Brazil's General Data Protection Law (LGPD), where applicable.
Rights concerning personal data may be exercised subject to the conditions and exceptions established by applicable law.
8. Intellectual Property and Rights of Publicity
ROMERO.AI, its branding, interface, original content, software elements, and other protected materials are owned by or licensed to the parties responsible for the Platform and are protected by applicable intellectual-property laws.
The name, image, likeness, voice, biography, and professional identity of Romero Rodrigues may not be reproduced, exploited, used to create derivative digital personas, or used to imply endorsement or affiliation without appropriate authorization.
Except where expressly permitted by law or by written authorization, users may not copy, reproduce, distribute, modify, republish, commercially exploit, scrape, reverse engineer, or create derivative works from protected elements of ROMERO.AI.
9. Acceptable Use Policy
When using ROMERO.AI, you must NOT:
🚫 Attempt to compromise, bypass, probe, or disrupt Platform security or access controls.
🚫 Introduce malware, malicious code, or conduct cyberattacks.
🚫 Use automated systems to scrape, harvest, extract, or reproduce Platform content without authorization.
🚫 Use ROMERO.AI to impersonate Romero Rodrigues or falsely claim that generated output represents a personal statement, endorsement, authorization, or decision from him.
🚫 Use the Platform to infringe intellectual-property, privacy, confidentiality, publicity, or other legal rights.
🚫 Submit or generate content for unlawful, fraudulent, abusive, discriminatory, threatening, or harmful purposes.
🚫 Attempt to obtain confidential, proprietary, security-sensitive, or non-public information through the digital mind.
Violations may result in restriction, suspension, or termination of access.
10. Confidential and Non-Public Information
ROMERO.AI is not a channel for obtaining confidential, privileged, inside, proprietary, or otherwise non-public information regarding Headline, XP, portfolio companies, current or prospective investments, transactions, partners, employees, or other third parties.
Users must not attempt to prompt, manipulate, or use the Platform to disclose such information.
Any AI-generated response that appears to contain non-public or confidential information should not be assumed to be authentic or accurate and should not be relied upon or redistributed.
11. Monitoring, Enforcement, and Content Removal
To the extent permitted by applicable law and consistent with our Privacy Policy, ROMERO.AI may use technical and operational measures to protect the Platform, investigate suspected misuse, enforce these Terms, and comply with legal obligations.
We may restrict or remove access or content when reasonably necessary for these purposes and may cooperate with competent authorities when legally required.
12. Availability and Changes to the Service
ROMERO.AI may change, add, suspend, limit, or discontinue features or functionality from time to time.
We do not guarantee that the Platform or any particular feature will always be available, uninterrupted, error-free, or compatible with every device or system.
13. Limitation of Liability
To the maximum extent permitted by applicable law, ROMERO.AI and the parties responsible for operating the Platform will not be liable for losses resulting solely from reliance on AI-generated output, interruptions, errors, unauthorized use, or decisions made by users based on Platform content.
Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
Users remain responsible for exercising independent judgment and obtaining appropriate professional advice when necessary.
14. Plans, Payments, and Future Paid Features
ROMERO.AI may offer paid features, subscriptions, or other commercial services in the future.
If paid services are offered, applicable pricing, billing frequency, renewal conditions, cancellation rights, refund conditions, and additional commercial terms will be disclosed before purchase and will be subject to applicable consumer-protection law.
No automatic-renewal or non-refundable-payment obligation applies unless it is clearly presented and accepted as part of a specific paid offering.
15. Third-Party Services and Links
ROMERO.AI may reference or link to third-party websites, companies, platforms, tools, publications, or other resources.
Such references do not necessarily constitute endorsement, sponsorship, or affiliation.
ROMERO.AI is not responsible for third-party content, availability, security, terms, or privacy practices.
16. References to Companies and Professional Relationships
ROMERO.AI may reference organizations connected to Romero Rodrigues' documented professional history, including companies he founded, invested in, advised, served on the board of, or otherwise worked with.
Historical or biographical references do not imply that any organization sponsors, operates, approves, or endorses ROMERO.AI unless expressly stated.
Information regarding investments, portfolio companies, positions, or affiliations may change over time and should not be treated as a current or complete disclosure.
17. Changes to the Terms of Use
These Terms may be updated to reflect changes in the Platform, applicable law, technology, or operational practices.
The current version will be published at /tos.html.
Where required by applicable law, material changes will be communicated through an appropriate notice or consent mechanism.
18. Governing Law and Dispute Resolution
These Terms are governed by applicable law, including mandatory consumer and data-protection rules that may apply to a particular user.
Nothing in these Terms removes any jurisdiction, venue, or consumer right that cannot legally be waived.
Any dispute will be handled before the competent forum determined under applicable law.
19. General Provisions
• If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in effect to the extent permitted by law.
• Failure to enforce a provision does not constitute a waiver of that provision or any other right.
• These Terms and the Privacy Policy, together with any specific terms presented for particular services, form the applicable agreement governing use of ROMERO.AI.